The Legal Examiner Portland Archives

• Liability and The Rear End Auto Accident Collision

  Staff Writer | December 27, 2005 5:36 PM | 1 Comments
  Category: Automobile Accidents

  Most people have heard that rear-end collision type auto accidents are the fault of the driver who hits the person in front of them. In almost every case that is true. But why?The general rule of the common law forbids creating unreasonable risks of harm to others, which is Oregon's formulation of negligence law. In most automobile collision cases, the specifications of negligence include...

• Uninsured and Underinsured Motorist Claims Basics

  Staff Writer | December 20, 2005 5:00 PM | 0 Comments
  Category: Automobile Accidents

  Part of Oregon's mandatory insurance coverage is Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverage. Basically what that coverage says is that your insurer will pay for compensatory damages which the uninsured or underinsured motorist is legally obligated to pay. That general grant of coverage is riddled with exceptions and qualifications. And the insured must comply with the...

• Oregon Auto Insurance Policies

  Staff Writer | December 16, 2005 10:45 AM | 1 Comments
  Category: Automobile Accidents

  Oregon's Financial Responsibility Law requires that all automobile insurance policies have certain provisions. They fall into three parts: (1) liability, (2) uninsured/ underinsured motorist, and (3) personal injury protection.Liability policies pay for the consequences of the insured's negligence. Basic driving errors like failures of lookout, speed, and control, and failure to obey traffic...